+ Water Damage Leaks, burst pipes, and water intrusion that insurers routinely underpay.
Water Damage
Water damage is one of the most common and most disputed property claims in California. Whether it came from a burst pipe, a failed appliance, a roof leak, or a slow leak behind a wall, the cost of drying out, repairing, and restoring your property adds up fast. Insurance companies often downplay the damage or argue it happened gradually to avoid paying. We push back and fight for the full cost of putting your property right.
Water damage claims we handle
Burst and leaking pipes Appliance and water heater failures Roof and ceiling leaks Hidden leaks behind walls and floors Underpaid or denied water claims + Fire & Smoke Damage Loss from fire, smoke, and soot, including damage far beyond the flames.
Fire & Smoke Damage
A fire causes damage well beyond what the flames touch. Smoke and soot seep into walls, ductwork, and belongings, and the cleanup is often more extensive and expensive than an insurer wants to admit. We help property owners recover for the full scope of fire and smoke damage, from structural repairs to the personal property and living costs a fire leaves behind.
Fire and smoke claims we handle
Structural fire damage Smoke and soot contamination Electrical and appliance fires Damaged belongings and inventory Additional living and relocation costs + Storm & Wind Damage Damage from windstorms, heavy rain, and severe weather events.
Storm & Wind Damage
California storms can bring high winds, heavy rain, and flooding that tear off roofing, break windows, and let water pour into a home or business. Insurers frequently blame pre-existing wear or dispute the cause to reduce a payout. We document the storm's impact and hold your insurer to the coverage you paid for.
Storm damage claims we handle
Wind and roof damage Rain and water intrusion Fallen trees and debris Broken windows and siding Disputed storm claims + Earthquake Damage Structural and property loss from seismic events that insurers scrutinize closely.
Earthquake Damage
Earthquake damage can range from cracked walls and foundations to major structural failure, and earthquake coverage in California comes with its own rules, deductibles, and disputes. Insurers often argue damage was pre-existing or below the deductible. We help property owners prove the extent of seismic damage and recover what their policy actually owes.
Earthquake claims we handle
Foundation and structural cracks Collapsed or shifted structures Damaged plumbing and utilities Personal property loss Disputed earthquake coverage + Mold Damage Mold from water intrusion that threatens your health and your property value.
Mold Damage
Mold often follows water damage, and it can spread through a property and create real health risks if it is not addressed quickly. Insurers regularly try to limit or deny mold claims by pointing to policy exclusions or arguing neglect. We help owners recover for proper remediation and the underlying damage that caused the mold in the first place.
Mold claims we handle
Mold from leaks and flooding Hidden mold behind walls Health-related property concerns Remediation and repair costs Denied or limited mold claims + Commercial Property Damage to commercial buildings, inventory, and operations.
Business & Commercial Property Damage
When disaster strikes a business, the damage goes beyond the building. Lost inventory, equipment, and the interruption to your operations can threaten everything you have built. Commercial claims are complex, and insurers have teams working to minimize them. We represent business owners in pursuing the full value of their commercial property claims so they can rebuild and reopen.
Commercial claims we handle
Commercial building damage Damaged inventory and equipment Restaurant and retail losses Warehouse and industrial claims Complex commercial disputes + Construction Defects Damage caused by defective design, materials, or workmanship.
Construction Defects
Defective construction can cause serious property damage long after the work is done, from water intrusion and cracked foundations to failing roofs and unsafe structures. Builders, contractors, and their insurers often deny responsibility. We help owners hold the responsible parties accountable and recover the cost of fixing the defects and the damage they caused.
Construction defect claims we handle
Faulty workmanship and materials Water intrusion and leaks Foundation and structural defects Roofing and window failures Contractor and builder liability + Vandalism & Theft Property loss from break-ins, theft, and intentional damage.
Vandalism, Theft & Break-Ins
A break-in or act of vandalism leaves you dealing with stolen property, physical damage, and an insurance claim you did not plan for. Insurers sometimes question the loss or delay payment. We help property owners recover for stolen and damaged property and push back when a claim is unfairly reduced or denied.
Vandalism and theft claims we handle
Break-ins and burglary Stolen property and inventory Graffiti and intentional damage Broken doors, windows, and locks Disputed theft and vandalism claims + Wildfire Damage Total and partial loss from California wildfires, including smoke and evacuation costs.
Wildfire Damage
California wildfires can destroy a property outright or leave behind smoke, ash, and structural damage that lingers long after the fire is out. These claims are often massive and heavily scrutinized, and insurers may undervalue the loss or drag out the process. We help wildfire victims document the full extent of their loss and fight for a fair, complete recovery.
Wildfire claims we handle
Total and partial fire loss Smoke and ash contamination Evacuation and living expenses Landscape and structural damage Underpaid wildfire claims
